Planning for future is not a bad but a smart thing to do. In our life we plan for so many things like buying house, automobile and other expenses. We accumulate money for all such things but avoid to see for the health investments. In case of any catastrophic disease it comes and all your investment goes out immediately. In case this was been insured earlier by you then the situation would have been different and you need to have planned for the steps you are seeing currently.
There are many insurance company out there from whom you can take the insurance and save yourself for any damages in future. There are special insurance for catastrophic disease as well which comes under the category of expensive disease.
In case of catastrophic disease normally the expense is too high and getting that insured separately is a good thing to do. It will make you financially prepared for the situation which you might be avoiding or not seeing currently.
Insurance is always a good thing to have. If you have an automobile get auto insurance. Auto insurance will help your vehicle for reimbursement and damages which can be happening in future due to some unforeseen things. Similar to this is health insurance which will make you safe from any disease and medical expenses over a year you are putting in. It is good to have catastrophic health insurance as the disease which are quite costly are very hard to afford as well. This includes heart disease, neural disease and costly and deadly disease such as the cancer. Try and get this insurance done so that you need not to come under the scanner of budget deficiency while fighting up with such disease. Stay healthy stay safe but always stay insured.